About Us

You can borrow if you want even if your credit is not the best. It's surprising what you can find out when you shop around and do the research you need to do to succeed. In the case of borrowing, you can possibly use your vehicle to secure a loan for you. Most of us own vehicles because we need them to get around. When you have a vehilce, you should have a title with your name on it specifying you as the owner. That title is a great tool that can easily be used to get you the loan you need.

You may be familiar with the struggle to have good credit that most of us have experienced in our lives. You're not by any means alone. These struggles are routine for most of us. Perhaps the most notable advantage of a title loan is that people can get it even though their credit score is too low for traditional advantages.

So, if you're wondering how Milwaukee consumers can benefit from the product, the first thing that should come to mind is the credit benefit. However, this is by no means the only beneficial aspect of the product. Another thing to remember is that it's a very convenient and streamlined process. In fact, it can be completed very quickly indeed. You can fill out the application for title loans Milwaukee online. That means you don't even have to leave your home in order to get started with it.

Ambriance Title Lending provides title loans Milwaukee to consumers in and around the city. All you have to do is apply in order to be considered. It's a secured loan that Milwaukee residents can use to cover bills. Milwaukee can sometimes be an expensive city to live in, but a convenient loan product can help to avoid budget pitfalls and keep city consumers on top of their finances.

Apply Info

You may already have found out here that it's possible to apply using the Internet. However, you need to recognize the significance of this to know just how beneficial it can be. For a traditional loan, you may often have to show up at a financial institution yourself, and this can be very time consuming. On top of that, you may have to interview for a traditional loan.

Speed is of the essence when you need funds to cover bills or make a large and pressing purchase. There are no complications with applying for title loans Milwaukee. What needs to happen is mostly only about giving info about your vehicle. Other than that, there's not much to it.

A huge benefit when anyone is discussing applying for a title loan is that immediately after applying an estimate will be generated. This means that an applicant doesn't really have to wait any time at all to find out what will happen in relation to your application and your need for a loan. Generally speaking, the estimate can be relied upon to be accurate so that consumers know what to expect after applying.

The application will require all of the following categories of information:

  • Personal information- Identification details will be provided. A copy of some form of identification- usually a driver's license- is also going to be required. This will show the birth date of the applicant and the applicant's age.
  • Vehicle information- Here is where the main focus is going to be. The vehicle is the collateral, so how much it is worth is a value that the lender will be highly interested in. In pursuit of knowing how much the vehicle's value is, the application will ask for the model and make. Whether it's a car, truck, van, or other type of vehicle, its age is also going to be a necessary consideration related on the application.
  • Income information- A job isn't necessarily required to be approved, and that's a huge advantage. However, income from some source will be required so that it is known that the person applying has the means to keep up with payments.

How it Works

It's good if by now you know a great deal about how loans work that involve a collateral vehicle. However, you might want to consider some other things to make sure you know what's going on and that you're confident you made a good decision to pursue a loan product from Ambriance Title Lending throughout the entire process. There is nothing positive about being stressed out about a loan and how it works. You want to avoid uncertainty, so you should learn some other details of maximize important about how it works.

The state regulations in play

If you're a Wisconsin resident who is trying to get out a title loan, you want to learn how the state regulations come into play where you're located. If you're working with Ambriance Title Lending to take out a loan, the loans available to you will be subject to Wisconsin regulations like those that follow:

  • The limit of $25,000 or half of the vehicle value on the loan amount.
  • The fact that there is no cap in place when it comes to the interest rate.
  • The limit of six months on the loan term in question.

The benefit consumers like from the product

There is sometimes not very much variation with traditional loans. On the other hand, the title loan is sometimes considered to be what's known as an alternative loan product. It therefore provides some distinctions from loans that you might traditionally find from a financial organization like a credit union or bank.

When speaking of the benefits of alternative loans, the biggest one that comes to mind is that credit is not as big a deal and those with poor credit histories can be approved. There is also the consideration that many options are available when it comes to determining loan terms.